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Party Committee member, executive director, Vice President and Chief Risk Officer of the Bank. Mr. Hu concurrently serves as a director of CITIC Bank International Limited. He used to be deputy head of the preparatory team for the establishment of the Bank’s Changsha Branch, Party committee member and vice president of Changsha Branch; Party committee member, vice president, secretary of Party committee and president of the Bank’s Chongqing Branch; secretary of Party committee and president of the Bank’s Shanghai Branch; Chief Risk Officer and head of the wholesale business of the Bank. Prior to that, he successively worked for the Political Department of Hunan Provincial Procuratorate, and served as deputy section chief at the Personnel Department of Hunan Provincial Party Committee Office, Assistant General Manager and General Manager of Beihaixiang Properties Development Company, vice chairman of the company’s affiliated Hongdu Enterprise Company (both affiliated to Hunan Zhongli Industrial Group Co., Ltd.) and chairman of Changsha Xiangcai Urban Credit Cooperative in Hunan Province. Mr. Hu graduated from Hunan University with a doctoral degree in economics. He has over 20 years of experience in the Chinese banking industry and is a senior economist.

Party Committee member and Vice President of the Bank. Previously, he was a Party Committee member and assistant general manager of China Export Credit Insurance Corporation (during which he temporarily worked as a standing member of the Party Committee and Deputy Mayor of Hohhot City in Inner Mongolia Autonomous Region), and Party Committee member and Secretary of the Committee for Disciplinary Inspection of China Everbright Group Co., Ltd. Prior to that, Mr. Xie served as assistant general manager, deputy general manager and general manager of the human resources department (assistant director, deputy director and director of the organization department under the Party Committee) of China Export Credit Insurance Corporation, Party committee secretary of the company’s Shenzhen branch, and person in charge, Party committee secretary and general manager of the company’s Hebei provincial branch. Mr. Xie graduated from Renmin University of China with a doctorate degree in economics. He is a senior economist.

Party Committee member and Secretary of the Committee for Disciplinary Inspection of the Bank. Mr. Xiao once worked at CITIC Group, and served as head of the Organization Division of the Organization Department (Human Resources and Education Department) of the Party Committee of CITIC Group; deputy chief and chief of the Organization Division and assistant director of the Party Affairs Department of CITIC Group; deputy secretary of the Committee for Disciplinary Inspection and general manager of Department for Disciplinary Inspection and Supervision of the Bank; director of the Party Affairs Department and executive deputy secretary of Party committee directly under CITIC Group. Prior to that, he was a teacher at the Moral Education Office of PLA Medical College and an officer at the Political Department of Beijing Military Medical College. Mr. Xiao graduated from PLA Nanjing Institute of Political Sciences with a bachelor’s degree in law.

Party Committee member and Vice President of the Bank. Mr. Lyu also serves as the chairman of CITIC aiBank Corporation Limited and a board director of JSC Altyn Bank, and concurrently acts as a board director of China UnionPay Co., Ltd. Previously, Mr. Lyu served as president of the Credit Card Center, general manager of the Retail Banking Department and Private Banking Department, and Business Director of the Bank. Earlier, he was deputy chief officer of the risk management division at Jilin Branch of Bank of China Limited. Mr. Lyu has 30 years’ practicing experience in the Chinese banking industry. Mr. Lyu graduated from Sichuan University with a master’s degree in business administration. He holds qualifications such as senior accountant, Certificated Internal Auditor (CIA) and PRC Certified Public Accountant (CPA).

Party Committee Member and Vice President of the Bank. Mr. He concurrently serves as the secretary of Party Committee and president of the Bank’s Beijing Branch. Mr. He has previously held a number of positions at the Bank, including the vice president (presiding) and president of the Dongchenggen Sub-branch of Chengdu Branch; the general manager of the Corporate Banking Department, Party Committee member, assistant president, and vice president of Chengdu Branch; the general manager of the Special Assets Resolution Department; the secretary of the Party Committee and president of Chengdu Branch; and the secretary of the Party Committee and president of Shanghai Branch. Prior to that, he worked at Sichuan Rural Trust Investment Company. Mr. He has gained considerable experience in the Chinese banking sector over the past 27 years. Mr. He graduated from the Department of Agricultural Economics, School of Finance of Southwest University of Finance and Economics, with a Bachelor’s and Master’s degree in Economics. He is a senior economist.

Business Director of the Bank. Mr. Lu previously served as the deputy chief of the corporate credit division, president of the Olympic Village sub-branch, president of the CITIC International Building sub-branch, and Party committee member and assistant general manager of the Business Department of the Head Office of the Bank (currently Beijing Branch); assistant general manager (presiding) of the corporate banking department of the Bank, the secretary of Party committee and president of Kunming Branch, Changsha Branch and Nanjing Branch of the Bank, and general manager of the Corporate Banking Department (Rural Revitalization Department) of the Bank. Mr. Lu has near 30 years’ experience in the Chinese banking industry. He received his master’s degree in economics from Renmin University of China, EMBA degree from Peking University and doctorate degree in management from Central South University. He is a senior economist.

Board Secretary and Company Secretary of the Bank. Ms. Zhang concurrently serves as the general manager of the Risk Management Department of the Bank. Prior to that, Ms. Zhang served as assistant general manager, deputy general manager (presiding), and general manager of the Credit Management and Approval Department of the Bank’s Xi’an branch, Party committee member, assistant president, and vice president of the branch, general manager of the Credit Management Department of the Bank, head of the Organizing Department of the Party Committee and general manager of the Human Resources Management Department of the Bank, and a board director of CITIC Financial Leasing and CNCB (Hong Kong) Investment Limited. Prior to that, she worked at the Shaanxi branch of Industrial and Commercial Bank of China, successively working on the accounting, planning, credit management in the sub-branch and project review in the branch. She has 30 years’ professional experience in the Chinese banking industry. She graduated from Shaanxi Institute of Mechanical Engineering (now Xi’an University of Technology) with a master’s degree in engineering. Ms. Zhang is a senior economist.